/* ============================================================
   MV Goldvertrieb — Designsystem (editorial · Gold/Anthrazit)
   Fraunces (Display-Serif) + Inter (Text). Eigenständig, nicht
   aus einer Vorlage kopiert.
   ============================================================ */

:root{
  --ink:#14110a;            /* near-black, warm */
  --deep:#1d1810;           /* dark surface */
  --deep-2:#26201599;       /* raised dark panel */
  --gold:#c8a24b;
  --gold-hi:#e7cd86;        /* highlight/foil */
  --antique:#8a6a38;        /* secondary accent (readable on light) */
  --cream:#f5efe2;          /* light section bg */
  --paper:#fbf8f1;          /* lighter surface */
  --white:#fdfbf6;
  --ink-90:#14110a;
  --ink-70:#514a3c;
  --ink-55:#6f6656;
  --on-dark:#f3ecdd;
  --on-dark-70:#f3ecddb3;
  --on-dark-45:#f3ecdd73;
  --line:#14110a17;
  --line-dark:#f3ecdd1f;
  --wrap:1180px;
  --radius:16px;
  --shadow:0 24px 60px #14110a1f;
  --shadow-lg:0 40px 90px #0a0805cc;
  font-synthesis:none;
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;background:var(--paper);color:var(--ink-90);
  font-family:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{font-family:'Fraunces','Georgia',serif;font-weight:600;line-height:1.08;letter-spacing:-.01em;margin:0}
h1{font-size:clamp(2.3rem,6vw,4.2rem)}
h2{font-size:clamp(1.8rem,4vw,2.9rem)}
h3{font-size:clamp(1.25rem,2.4vw,1.6rem)}
p{margin:0 0 1rem}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.gold{color:var(--gold)}
.serif{font-family:'Fraunces',serif}

/* ---------- kicker / eyebrow ---------- */
.kicker{display:inline-flex;align-items:center;gap:.6rem;font-family:'Inter',sans-serif;
  font-size:.74rem;font-weight:600;letter-spacing:.22em;text-transform:uppercase;color:var(--antique)}
.kicker::before{content:"";width:26px;height:1px;background:var(--gold);display:inline-block}
.on-dark .kicker{color:var(--gold)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  font-family:'Inter',sans-serif;font-weight:600;font-size:.98rem;letter-spacing:.01em;
  padding:.92rem 1.7rem;border-radius:100px;border:1px solid transparent;cursor:pointer;
  text-decoration:none;transition:transform .16s ease,box-shadow .2s ease,background .2s ease,color .2s ease;white-space:nowrap}
.btn--primary{background:var(--gold);color:#1a1408}
.btn--primary:hover{transform:translateY(-2px);box-shadow:0 14px 30px #c8a24b55}
.btn--ghost{background:transparent;color:var(--ink-90);border-color:var(--line)}
.btn--ghost:hover{border-color:var(--gold);color:var(--antique)}
.on-dark .btn--ghost{color:var(--on-dark);border-color:#f3ecdd40}
.on-dark .btn--ghost:hover{border-color:var(--gold);color:var(--gold)}
.btn--lg{padding:1.05rem 2rem;font-size:1.02rem}

/* ---------- header (CSS-only mobile nav) ---------- */
.site-header{position:sticky;top:0;z-index:100;background:#14110ae6;backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line-dark)}
.nav{max-width:var(--wrap);margin:0 auto;padding:.85rem 24px;display:flex;align-items:center;gap:1.4rem}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--on-dark);font-family:'Fraunces',serif;
  font-weight:600;font-size:1.16rem;letter-spacing:-.01em;flex-shrink:0}
.brand .mark{width:34px;height:34px;border-radius:9px;background:radial-gradient(120% 120% at 50% 0%,#2a2415,#14110a);
  border:1px solid #c8a24b4d;display:grid;place-items:center;color:var(--gold);font-weight:700}
.brand b{color:var(--gold);font-weight:600}
.nav-links{list-style:none;display:flex;gap:1.35rem;margin:0;padding:0;margin-left:auto}
.nav-links a{color:var(--on-dark-70);text-decoration:none;font-size:.94rem;font-weight:500;transition:color .15s}
.nav-links a:hover{color:var(--gold)}
.nav-cta{display:flex;align-items:center;gap:.9rem;flex-shrink:0}
.nav-phone{color:var(--on-dark);text-decoration:none;font-weight:600;font-size:.94rem}
.nav-phone:hover{color:var(--gold)}
.nav-toggle{position:absolute;opacity:0;pointer-events:none}
.hamb{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px}
.hamb span{width:24px;height:2px;background:var(--on-dark);border-radius:2px;transition:.25s}

@media (max-width:900px){
  .nav{flex-wrap:wrap}
  .nav-links{position:fixed;inset:64px 0 auto 0;flex-direction:column;gap:0;margin:0;background:#14110af7;
    backdrop-filter:blur(14px);border-bottom:1px solid var(--line-dark);
    max-height:0;overflow:hidden;transition:max-height .3s ease}
  .nav-links li{width:100%;border-top:1px solid var(--line-dark)}
  .nav-links a{display:block;padding:1rem 24px;font-size:1.05rem}
  .nav-cta .btn{display:none}
  .hamb{display:flex;margin-left:auto}
  #nav-toggle:checked ~ .nav .nav-links{max-height:560px}
  #nav-toggle:checked ~ .nav .hamb span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  #nav-toggle:checked ~ .nav .hamb span:nth-child(2){opacity:0}
  #nav-toggle:checked ~ .nav .hamb span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .site-header.nav-open .nav-links{max-height:560px}
  .site-header.nav-open .hamb span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .site-header.nav-open .hamb span:nth-child(2){opacity:0}
  .site-header.nav-open .hamb span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
}

/* ---------- sections ---------- */
.section{padding:clamp(4rem,9vw,7rem) 0}
.section--tight{padding:clamp(3rem,6vw,4.5rem) 0}
.on-dark{background:var(--ink);color:var(--on-dark);position:relative;overflow:hidden}
.on-dark h1,.on-dark h2,.on-dark h3{color:var(--on-dark)}
.on-cream{background:var(--cream)}
.glow{position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(55% 55% at 15% 0%,#c8a24b26,#c8a24b00 60%),
             radial-gradient(45% 50% at 100% 100%,#8a6a381f,#8a6a3800 60%)}
.lead{font-size:clamp(1.05rem,1.6vw,1.25rem);color:var(--ink-70);max-width:min(60ch,100%)}
.on-dark .lead{color:var(--on-dark-70)}
.center{text-align:center}
.center .kicker{justify-content:center}
.center .lead{margin-left:auto;margin-right:auto}
.eyebrow-gap{margin-bottom:1.4rem}
h2 + .lead,.h-block .lead{margin-top:1rem}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--ink);color:var(--on-dark);
  padding:clamp(4.5rem,9vw,7.5rem) 0 clamp(4rem,7vw,6rem)}
.hero .grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(2rem,5vw,4rem);align-items:center;position:relative}
.hero h1{margin:1.2rem 0 1.3rem}
.hero h1 em{font-style:italic;color:var(--gold)}
.hero .lead{color:var(--on-dark-70);max-width:46ch}
.hero-cta{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:2rem}
.hero-trust{display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;margin-top:1.8rem;color:var(--on-dark-45);font-size:.85rem}
.hero-trust span{display:inline-flex;align-items:center;gap:.5rem}
.hero-trust span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold)}
.hero-visual{position:relative;min-width:0}
.hero-card{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-lg);
  border:1px solid #c8a24b3d;aspect-ratio:4/5;background:linear-gradient(160deg,#26201580,#14110a)}
.hero-card img{width:100%;height:100%;object-fit:cover;object-position:50% 30%}
.hero-badge{position:absolute;left:16px;bottom:16px;right:16px;background:#14110ad9;backdrop-filter:blur(6px);
  border:1px solid #c8a24b45;border-radius:12px;padding:.8rem 1rem}
.hero-badge b{color:var(--on-dark);display:block;font-family:'Fraunces',serif}
.hero-badge span{color:var(--gold);font-size:.85rem}
@media (max-width:860px){.hero .grid{grid-template-columns:1fr}.hero-visual{max-width:400px;margin:0 auto}}

/* ---------- feature grid / cards ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.3rem}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.4rem}
@media (max-width:880px){.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}}
.card{min-width:0;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
  padding:2rem 1.9rem;box-shadow:0 12px 30px #14110a0f}
.on-dark .card{background:#f3ecdd08;border-color:var(--line-dark);box-shadow:none}
.card .ico{width:52px;height:52px;border-radius:13px;background:#c8a24b1c;border:1px solid #c8a24b3d;
  color:var(--gold);display:grid;place-items:center;margin-bottom:1.1rem}
.card h3{margin-bottom:.5rem}
.card p{color:var(--ink-70);margin:0;font-size:.98rem}
.on-dark .card p{color:var(--on-dark-70)}
.card .num{font-family:'Fraunces',serif;font-size:1.5rem;color:var(--gold);display:block;margin-bottom:.4rem}

/* ---------- split (image + text) ---------- */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(2rem,5vw,4rem);align-items:center}
.split--rev .split-media{order:2}
@media (max-width:860px){.split{grid-template-columns:1fr}.split--rev .split-media{order:0}}
.split-media{min-width:0;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:5/4}
.split-media img{width:100%;height:100%;object-fit:cover}
.split-body{min-width:0}
.ul-check{list-style:none;padding:0;margin:1.3rem 0 0;display:flex;flex-direction:column;gap:.85rem}
.ul-check li{display:flex;gap:.75rem;align-items:flex-start;color:var(--ink-70)}
.on-dark .ul-check li{color:var(--on-dark-70)}
.ul-check li::before{content:"";flex-shrink:0;width:22px;height:22px;border-radius:50%;margin-top:1px;
  background:#c8a24b24 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='13' height='13' viewBox='0 0 24 24' fill='none' stroke='%23c8a24b' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 6.5'/%3E%3C/svg%3E") center/13px no-repeat}

/* ---------- report / freebie band ---------- */
.report-cover{position:relative;width:220px;aspect-ratio:3/4;border-radius:8px;flex-shrink:0;
  background:linear-gradient(155deg,#26201a,#14110a);border:1px solid #c8a24b6b;
  box-shadow:var(--shadow-lg),inset 0 0 0 6px #c8a24b1f;
  display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:1.6rem;gap:.5rem}
.report-cover .k{font-size:.6rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:700}
.report-cover .y{font-family:'Fraunces',serif;font-size:3.2rem;font-weight:700;color:var(--gold-hi);line-height:.9}
.report-cover .t{font-size:.62rem;color:var(--on-dark-70);line-height:1.4}

/* ---------- article prose ---------- */
.article{padding:clamp(2.5rem,6vw,4rem) 0}
.prose{max-width:720px;margin:0 auto}
.prose .meta{color:var(--ink-55);font-size:.85rem;letter-spacing:.02em;margin-bottom:1rem}
.prose h1{margin-bottom:1.2rem}
.prose h2{margin:2.4rem 0 .9rem;font-size:clamp(1.5rem,3vw,2rem)}
.prose h3{margin:1.7rem 0 .6rem}
.prose p,.prose li{color:#332e24;font-size:1.06rem;line-height:1.75}
.prose ul,.prose ol{padding-left:1.2rem;margin:0 0 1.2rem}
.prose li{margin-bottom:.5rem}
.prose strong{color:var(--ink-90)}
.prose a{color:var(--antique);text-decoration:underline;text-underline-offset:2px}
.callout{background:var(--cream);border:1px solid #e3d8bd;border-left:3px solid var(--gold);
  border-radius:10px;padding:1.2rem 1.4rem;margin:1.6rem 0}
.callout .lab{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--antique);font-weight:700;margin-bottom:.4rem}
.callout p:last-child{margin-bottom:0}
.tbl{width:100%;border-collapse:collapse;margin:1.4rem 0;font-size:.98rem;overflow:hidden;border-radius:10px;border:1px solid var(--line)}
.tbl th,.tbl td{text-align:left;padding:.8rem 1rem;border-bottom:1px solid var(--line)}
.tbl th{background:var(--ink);color:var(--on-dark);font-size:.78rem;letter-spacing:.04em;text-transform:uppercase;font-weight:600}
.tbl tr:nth-child(even) td{background:#fbf8f1}
.tag-free{color:#3f7a52;font-weight:700}
.tag-tax{color:#a8563b;font-weight:700}
.tbl-wrap{overflow-x:auto}

/* article list (ratgeber hub) */
.post-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.3rem}
@media (max-width:880px){.post-grid{grid-template-columns:1fr}}
.post{min-width:0;display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--line);
  border-radius:var(--radius);overflow:hidden;text-decoration:none;color:inherit;transition:transform .18s,box-shadow .2s}
.post:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.post .pimg{aspect-ratio:16/10;background:linear-gradient(155deg,#262015,#14110a);position:relative}
.post .pimg img{width:100%;height:100%;object-fit:cover}
.post .pbody{padding:1.4rem 1.5rem 1.6rem}
.post .ptag{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--antique);font-weight:700}
.post h3{margin:.5rem 0 .5rem;font-size:1.28rem}
.post p{color:var(--ink-70);font-size:.95rem;margin:0}
.post .more{margin-top:1rem;color:var(--antique);font-weight:600;font-size:.9rem}

/* ---------- FAQ ---------- */
.faq{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:.8rem}
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:12px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:1.15rem 1.3rem;font-family:'Fraunces',serif;font-weight:600;
  font-size:1.08rem;display:flex;justify-content:space-between;gap:1rem;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold);font-size:1.4rem;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 1.3rem 1.2rem;color:var(--ink-70);margin:0}

/* ---------- forms ---------- */
.form{display:flex;flex-direction:column;gap:1rem;background:var(--paper);border:1px solid var(--line);
  border-radius:var(--radius);padding:clamp(1.5rem,3vw,2.2rem);box-shadow:var(--shadow)}
.form label{font-weight:600;font-size:.9rem;display:block;margin-bottom:.35rem}
.form input,.form select,.form textarea{width:100%;font:inherit;font-size:16px;color:var(--ink-90);
  background:var(--white);border:1px solid #14110a2e;border-radius:10px;padding:.8rem .9rem;outline:none;
  transition:border-color .15s,box-shadow .15s}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px #c8a24b33}
.form textarea{min-height:110px;resize:vertical}
.form .consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.82rem;color:var(--ink-55)}
.form .consent input{width:auto;margin-top:.2rem;accent-color:var(--gold)}
.form .fine{font-size:.78rem;color:var(--ink-55)}
.form a{color:var(--antique)}

/* ---------- footer ---------- */
.site-footer{background:var(--ink);color:var(--on-dark-70);padding:4rem 0 2.2rem;border-top:1px solid var(--line-dark)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr;gap:1.6rem}}
.foot-brand{font-family:'Fraunces',serif;font-size:1.3rem;color:var(--on-dark);margin-bottom:.5rem}
.foot-brand b{color:var(--gold)}
.site-footer h4{font-family:'Inter',sans-serif;font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--on-dark-45);margin-bottom:.9rem;font-weight:600}
.site-footer ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.55rem}
.site-footer a{color:var(--on-dark-70);text-decoration:none;font-size:.93rem}
.site-footer a:hover{color:var(--gold)}
.foot-bottom{margin-top:2.6rem;padding-top:1.6rem;border-top:1px solid var(--line-dark);
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.8rem;color:var(--on-dark-45)}
.foot-disclaimer{max-width:62ch;line-height:1.5;font-size:.8rem;color:var(--on-dark-45);margin-top:1.4rem}

/* ---------- cookie banner ---------- */
#cc{position:fixed;left:0;right:0;bottom:0;z-index:9999;display:none;background:#14110a;
  border-top:1px solid #c8a24b40;box-shadow:0 -12px 40px #0008}
#cc .in{max-width:var(--wrap);margin:0 auto;padding:1.1rem 24px;display:flex;align-items:center;gap:1.4rem;flex-wrap:wrap}
#cc .tx{flex:1;min-width:240px;color:var(--on-dark-70);font-size:.85rem;line-height:1.55}
#cc .tx b{color:var(--on-dark)}#cc .tx a{color:var(--gold)}
#cc .bt{display:flex;gap:.6rem;flex-wrap:wrap}
#cc button{font:inherit;font-weight:600;font-size:.88rem;cursor:pointer;border-radius:9px;padding:.7rem 1.3rem;border:1px solid transparent}
#cc .acc{background:var(--gold);color:#1a1408}
#cc .rej{background:transparent;color:var(--on-dark);border-color:#f3ecdd35}
#cc-open{position:fixed;left:14px;bottom:14px;z-index:9998;display:none;cursor:pointer;background:#14110a;
  color:var(--gold);border:1px solid #c8a24b40;border-radius:100px;padding:.5rem .9rem;font-size:.72rem;font-weight:600}
@media (max-width:620px){#cc .bt{width:100%}#cc button{flex:1}}

/* ---------- reveal (degrades visible without JS; above-fold never hidden) ---------- */
.reveal{transition:opacity .6s ease,transform .6s ease}
.js .reveal.pending{opacity:0;transform:translateY(18px)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.js .reveal.pending{opacity:1;transform:none}}

/* ---------- misc ---------- */
.divider{height:1px;background:var(--line-dark);border:0;margin:0}
.stat-row{display:flex;flex-wrap:wrap;gap:2.4rem;margin-top:2rem}
.stat b{font-family:'Fraunces',serif;font-size:2rem;color:var(--gold);display:block;line-height:1}
.stat span{font-size:.85rem;color:var(--on-dark-45)}
.notice{background:#c8a24b14;border:1px solid #c8a24b40;border-radius:12px;padding:1rem 1.2rem;font-size:.9rem;color:var(--ink-70)}
.skip{position:absolute;left:-999px}
.skip:focus{left:12px;top:12px;z-index:200;background:var(--gold);color:#1a1408;padding:.5rem 1rem;border-radius:8px}